Insurance and Premiums

Workers' compensation insurance is like any other insurance—you hope you never need it, but it's there if you do.

2020 premium deferral update:


Private sector employers: Please note that your 2020 premiums deferred due to the COVID-19 outbreak are payable beginning Jan. 1, 2021. Employers will have until March 1, 2021 (60 days) to pay and can do so online.

Public sector employers: While private sector employers had their 2020 premiums deferred, public sector employers are required to pay their 2020 premiums by the end of this year, Dec 31, 2020. Payments can be made online.

  • For more information on the premium deferral, please view our premium relief fact sheet.
  • You will receive a special invoice in early January for any outstanding 2020 premiums. Regular invoicing will begin on March 1st.
  • 2020 annual returns must be submitted before Feb. 28, 2021. For more information, including instructions on how to file your return online, visit our annual returns page. New this year, you will no longer receive an annual return PIN letter in the mail. Just log into myWCB and select file my annual return starting Jan. 1, 2021. If you do not already have a myWCB account, sign up is easy.

Key resources

  • Premium rate guide
    This guide provides you with a basic understanding of the process we use when setting premium rates.
  • Pricing guide
    The pricing guide gives you more information on WCB pricing programs, how experience ratings work, and the Partnerships in Injury Reduction program and how it can help reduce the premiums you pay.

In this section

Get coverage

Sign up for a WCB-Alberta account.

Types of coverage

This section outlines the different types of coverage available and provides detailed information about workers' compensation coverage.

Clearance letters

A clearance letter lets you know whether a contractor or subcontractor has their own WCB coverage and if their account is in good standing. You can request a clearance letter online, and you're encouraged to get a clearance letter before you hire someone as well as before releasing payment.

How premiums are set

A look at how rates are set and what impacts the annual rate you pay.

Lower your premiums

You can impact the premium amount you pay. Find out how joining the Partnerships in Injury Reduction program, using Occupational Injury Service, and improving your workplace safety with the help of modified work and your safety association can help reduce your premiums.

Pay premiums

There are a number of ways to pay your premiums.

Annual returns

Your annual return is due at the end of February each year and it provides us with important information to make sure you are paying the right premium.

Appeals

Fairness is an important part of the workers' compensation system, and we have a collaborative review and appeals process in place.