| Chapter: | Benefits |
| Subject: | Recurrence of Temporary Disability |
| Authorization: | Board of Directors resolution 2003/10/39 |
| Date: | December 9, 2003 |
The WCB considers a disability to be a recurrence when:
In keeping with the provisions of s.56(8) of the Act, when a recurrence results in a temporary disability the WCB pays compensation as long as the disability lasts. This is the case regardless of whether the worker is employed or unemployed at the time of the recurrence.
In the case of an unemployed worker, the WCB pays compensation for the duration of the compensable disability even if the period coincides with an employment insurance entitlement.
Before the WCB will consider adjusting the rate of compensation to reflect earnings at the time of a recurrence, all four conditions of s.61 must be met:
A rate established under s.61 is paid only for the period of disability caused by that recurrence of temporary disability. Once the worker is no longer receiving temporary benefits and has returned to medical stability, the rate is cancelled and is not used for any other period of disability. However, a break in benefits does not necessarily mean the end of a recurrence. If a worker requires ongoing medical treatment, such as follow-up therapy requiring a short layoff, this may be considered an extension of the recurrence.
The rate of compensation established under s.61 applies only to wage replacement benefits (e.g., temporary disability benefits, earnings loss supplements, economic loss payments).
Each recurrence of temporary disability is treated separately and results in a rate of compensation based solely on earnings at the time of that recurrence, calculated in accordance with the Act and General Regulations. That rate is then compared only with the rate of compensation from the date of accident, to determine which is greater.
If a worker is unemployed at the time of a recurrence of temporary disability, and the conditions of s.61 are met, current net earnings are determined based on a period or periods of time prior to the recurrence which fairly and justly represent the worker's net earnings during that time. This includes the periods when there are no earnings due to unemployment. A rate of compensation is established and compared with the date of accident compensation rate (which should be adjusted by appropriate cost-of-living increases). Compensation for the period of temporary disability is then based on the greater of the two rates.
If the period of compensable disability coincides with a period of Employment Insurance entitlement, the WCB will continue to pay for the duration of temporary total disability. In these circumstances, the worker‚s obligations under the Employment Insurance Act may be affected. Workers are advised to contact the Employment Insurance Commission for current information on their obligations.
Retired workers who are not employed in any occupation do not experience any loss of earnings during periods of temporary disability. Consequently, they are not eligible for temporary wage loss benefits for periods of temporary disability that start after the worker has retired from the workforce.
If an injured worker has personal coverage when the temporary disability recurs and the conditions of s.61 are met, the WCB calculates the worker‚s compensation rate at the time of the recurrence according to Policy 04-01, Part II, Application 2, Question 2. The WCB then compares this rate to the date of accident compensation rate (including applicable cost-of-living adjustments) and bases compensation for the recurrence on the higher rate.
This policy application (Application 1 - General) is effective January 1, 2004, and applies to all recurrences on or after that date except when noted otherwise in a specific policy section(s).