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How claims affect your premium
Small business employers
(less than $15,000 in premiums over
3 years)
| Claim Type (within 5 years) |
Number of Claims | Impact |
| Claims with no time lost (NTL) | No impact | No impact |
| Time-lost (TL) claims | 0 | 5% discount (after 5 years and NTL claims) |
| Time-lost (TL) claims | 1 - 4 | No discount or surcharge (base rate) |
| Time-lost (TL) claims | 5+ | 5% surcharge |
New employers will be eligible for a 5% discount after 5 years with no time lost claims. Employers receive a 5% surcharge as soon as they have 5 or more time lost claims.
Large business employers
($15,000 or more in premiums over 3 years)
| Claim Type (within 3 years) | Impact |
| No time lost, costs < $1,000 | No impact |
| No time lost, costs => $1,000 | Costs included in your experience rating |
| Time lost claims (TL) | Costs included in your experience rating |
Costs are totaled and compared with the average costs of an employer’s size and industry. Employers with less than average costs receive discounts; employers with higher costs receive surcharges.
For more information please reference our pricing guide (pdf, 179KB).
News / Announcements
September 1, 2010NEW - Process change for employer claim file requests
Effective today an employer or employer representative must fill out a C896 - Intent for Request for Review or Appeal form in order to attain a claim file. More...
August 30, 2010NEW - Use your Interac card online to pay premiums and fees
The best part? There’s no monthly maximum, unlike credit card transactions to WCB that can’t exceed $5,000 monthly. The only limits are those set by your bank. This new payment option is part of WCB’s ongoing enhancements to our online services.. More about your payment options...
